Have you been involved in a car accident? Are you wondering if an insurance settlement will be enough to cover the cost of your injuries? Are you wondering if it’s time to hire a car accident lawyer?
Believe it or not, there are more steps to take after a car accident than exchanging insurance information. You’ll want to document the accident, get checked out by a medical professional, and talk to witnesses if possible. It’s also important to have someone take pictures and identify the police officers who came to the scene.
You’ll need to file a car accident claim as soon as possible. Yet sometimes, an insurance settlement is just the beginning.
Here’s when you’ll need to get a professional involved in your situation.
1. When Your Insurance Settlement Isn’t Enough
Getting into a car accident is no minor experience. You may feel shocked, fearful, or distressed. And the trauma may not go away for a while.
In addition, you may have the costs of emergency room visits, X-rays, and hospital visits to think about. You could need to visit with doctors and specialists after the accident in order to ensure that you recover. And you shouldn’t forget about ongoing therapeutic costs such as physical therapy or psychological treatment.
In addition, some car accident victims have ongoing pharmaceutical costs to think about. These may include wheelchairs, braces, or medications. You’ll also need to consider the wages you’re going to lose if you need to miss work for a time.
It’s important to carefully document the scene of a car accident to make sure that you can make a strong case to the insurance company. If you need to get rushed off to the emergency room after the accident occurs, have someone else take photos and interview witnesses if possible.
Sometimes, however, the settlement an insurance company offers isn’t enough to cover all of your ongoing medical needs. This is where car injury attorneys come in. They can help you get the remuneration you require to help you recover the required funds and get back on your feet.
2. When You’re Being Blamed
It’s possible that after an accident insurance companies may begin assigning blame after a car accident occurs. In some states, your contribution to the accident will impact how much you can recover.
A qualified attorney can help ensure that your case gets investigated by experts. They can help you uncover some important insights as to what happened at the accident and who was involved.
The legal issues surrounding fault in car accidents can be complicated, and you won’t want to tackle them on your own. If you’re being blamed for a car accident, getting a professional on your side could be an excellent decision.
3. When Your Injury Is Serious
Sometimes, the injuries you incur from a car accident are minor. You may have some cuts or scrapes that require stitches. Or you could have suffered whiplash.
In other cases, however, you may have incurred major injuries that impact your ability to perform daily movements such as standing, walking, or thinking clearly. These include traumatic brain injuries, spinal cord injuries, or damage to internal organs.
When your injuries mean you can’t do your job or look after your family the way you used to, the damage you incurred may extend far beyond basic insurance coverage. A qualified attorney can help you get back at least some of the compensation you’re owed.
4. When There Are Extenuating Circumstances
It can be more difficult to get the compensation you deserve after an accident if there are extenuating circumstances.
This could be a pre-existing injury to a body part that was injured during the accident. Or you may have questions about whether or not you can still file a lawsuit against the party responsible for your injuries. In other cases, you may be a caregiver who is unable to care for a dependent party due to your injuries.
When you have important situations, it’s important not to take chances. You’ll need a qualified professional on your side who can help you make educated decisions.
5. When the Insurance Company Denies Your Claim
Sometimes, the insurance company may deny a claim that you feel is legitimate. And they may refuse to reconsider.
If your claim is denied, you may need an attorney to help you get the compensation you deserve.
The Right Car Accident Lawyer
When you’re ready to hire a car accident attorney, you won’t want to hire just anyone you find online. It’s important to find a lawyer with a solid record of successful personal injury law.
Many attorneys offer free consultations that will give you an opportunity to learn about their qualifications. Don’t be afraid to ask questions.
How much of their caseload is devoted to personal injury law? Can they give you an example of a case similar to yours that they won? What was their strategy?
You’ll want to check out online reviews and see what former clients are saying. You can also ask for references so you can get a first-hand account of real clients’ experiences.
Many personal injury attorneys charge on a contingency basis. This means that they’ll charge a percentage of your settlement should you win. Make sure you know what your attorney’s fees are like before you hire them.
After a car accident, you may find that a quick trip to a local medical facility and a basic insurance claim, cover all of your needs. Sometimes, however, things are more complicated. A qualified car accident lawyer can provide you with the expertise you need to get the compensation you deserve in order to move on with your life.
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